What to Know About Specialized Insurance Policies

Homeowners in Meridian, ID, may be interested in or considering purchasing a specialized insurance policy. If you have questions about specialized policies for your home, don’t hesitate to contact us at Idaho Select Insurance. It can be overwhelming with the amount of information available about specialized insurance policies. With a call to one of our agents, we make it easy by providing the information you need quickly and accurately so you can be confident in your decision. 

Specialized Insurance Options for Idaho Homeowners

In Idaho, homeowners have a variety of choices for a specialized insurance policy that may suit their individual needs. Some of the specialized polices include the following:

• Earthquake Coverage
• Equipment Breakdown
• Farm and Ranch Coverage
• Flood Insurance
• Green Upgrades
• High-Value Property
• High-Value Collections
• Water Backup and Overflowing Sump Pumps

Earthquake Coverage

Structural damage is covered due to an earthquake or the aftershocks.

Equipment Breakdown

Coverage for damage to items, such as appliances, and electronics.

Farm and Ranch Coverage

Specialized packages for farms and ranches with large acreage, equipment, and outbuildings. 

Flood Insurance

Homeowner’s insurance typically does not include flood insurance.

Green Upgrades

Policies for homeowners who have energy-efficient upgrades to the home.

High-Value Property

Coverage for homeowners residing in a high-dollar community.

High-Value Collections

Coverage for high-dollar and/or specialized collections.

Water Backup and Overflowing Sump Pumps

Coverage for water damage to your home and personal belongings due to the breakdown of your sump pump and overloaded sewer lines.

Contact Us

When you need coverage in Meridian, ID, that enhances your home insurance coverage, let our agents at Idaho Select Insurance help you navigate through the options to ensure you have the coverage you need.