There are several different types of home insurance policies on the market. The trick to choosing the right one is getting the professional assistance necessary to understand and match the policy to your specific needs. Our team at Idaho Select Insurance are committed to helping the residents of Meridian, ID find the right insurance they need for their homes.
Types of Home Insurance
There are three types of home insurance available for most homeowners. The first is actual cash value, which covers the cost to replace your home in the event of a total loss calculated when your home is built. According to the market, replacement cost insurance factors in the current price to replace the house. The most comprehensive insurance policy is the guaranteed policy or, as it’s also known, the extent of the replacement cost policy. This policy will guarantee that you can rebuild your home exactly like it was when it was new, despite the house’s current market value.
If you need help deciding which policy works best for your situation, our team can help. They can carefully assess your situation and recommend insurance options that meet or exceed your current and future needs. Not only do we assist you with purchasing an insurance policy, but we will also provide exceptional customer service for the lifetime of that policy. Our services include assisting with any changes, submission of documents, and even helping with claim submissions.
Find Out More
If you want to learn more about home insurance and your options, please call or stop by Idaho Select Insurance to speak to an insurance agent. We can provide answers to any questions and hope you get started on the process of finding insurance policy options that offer the residents of Meridian, ID some peace of mind.