Four Things to Ask Your Agent About Flood Insurance

If you’re buying a house or looking to update coverage on one you already have, it’s essential to ask your agent about flood insurance. At Idaho Select Insurance, we want to help every homeowner in the Meridian, ID, area get the quality coverage they need to protect themselves and their belongings. That’s why we offer flood coverage from several different insurers. We can provide you with quotes and answer your questions so that you can get the proper type and level of protection.

Homes that are in flood zones and have mortgages on them are generally required to have flood policies. Other homes won’t require them, but that doesn’t mean they shouldn’t have them as added protection. Not only do these policies give additional coverage, but they can also increase your peace of mind and feelings of security so you can more fully enjoy your home.

Before getting a flood policy, be sure to ask your agent:

  • Does my home require flood insurance?
  • How much coverage is recommended?
  • How often should I update my policy?
  • What do I do if I have a claim?

Once you have the answers to these questions, you can have more confidence that you have the right policy for your needs. Depending on the exact location of your home, its size, its age, and other factors, there may be several good insurance options to protect you from flooding. Don’t settle for less than the right level of protection for all your needs.

Contact us at Idaho Select Insurance today if you’re in the Meridian, ID, area and need a flood insurance policy. We’re here to make it easy and convenient for you to get the coverage you need. Then, you can return to living your life and put your worries to rest.