What to Do After Your Home Floods: An Insurance Checklist

The minutes and hours directly following a flood can be disorienting and devastating. With all the damage to your house, you may be feeling overwhelmed and upset. Knowing what to do, who to turn to, and what steps to take can be helpful. For assistance with your flood insurance claim, contact the professionals at Idaho Select Insurance servicing Meridian, ID. Our team provides answers to questions and can help with the claim process. We’re your advocates during the claim.

The following flood insurance checklist can help you through the process. Need to know more? Call us to get started.  

1. Get to Safety

The first thing to do when a flood happens is to get to safety. Flood water can be polluted and dangerous, so the most important thing to do is to go to a place where members of your household can be safe. If you have time to collect some emergency items before the flood happens, that’s great. If not, prioritize going to a place that is dry and safe from flood water. 

2. Record the Damage

Once you’re able to get back to your house, make a record of the damage. You can take pictures or video with your cell phone. Having this documentation will help with your claim later. If possible, make this documentation before making any repairs.

3. Contact Your Insurer

Once you’ve documented the damage to your house, start the claim process as soon as possible. Your insurance agent can help you get started with this. Contact the professionals at Idaho Select Insurance servicing Meridian, ID to find out more about how to kick off the flood insurance claim process. We can help answer your questions and give you more information while the insurance claim is in process.