{"id":85,"date":"2018-05-21T02:00:00","date_gmt":"2018-05-21T14:00:00","guid":{"rendered":"https:\/\/www.idahoselectinsurance.com\/blog\/?p=85"},"modified":"2018-05-14T12:29:20","modified_gmt":"2018-05-14T18:29:20","slug":"when-flood-insurance-is-needed-even-if-you-aren-t-in-a-flood-plain","status":"publish","type":"post","link":"https:\/\/www.idahoselectinsurance.com\/blog\/when-flood-insurance-is-needed-even-if-you-aren-t-in-a-flood-plain\/","title":{"rendered":"When Flood Insurance is Needed&#8230;Even If You Aren&#8217;t in a Flood Plain"},"content":{"rendered":"<p><span style=\"font-family:arial,sans-serif\">As homeowners, we purchase policies that protect us should an unexpected event damage or destroy our homes.&nbsp; However, we often do not consider purchasing flood insurance unless the mortgage lender requires it.&nbsp; Homeowners policies do not cover damage related to a flood event.&nbsp; To help citizens recover from floods, Congress created the National Flood Insurance Program (NFIP) in 1968.&nbsp; For homes located in high-risk flood zones, carrying the additional flood insurance policy makes sense.&nbsp; But what if your home is not in a high-risk area?&nbsp; Is flood insurance still necessary?<\/span><\/p>\n<p><span style=\"font-family:arial,sans-serif\">In reality, every home is at some risk for a flood event.&nbsp; Flooding damage can be financially <\/span>devastating<span style=\"font-family:arial,sans-serif\">.&nbsp; For instance, it has been calculated that one foot of water in a 1,000 square foot home will cause $27,150 damage on average.&nbsp; Given the potential, homeowners in moderate and low-risk areas often reconsider purchasing flood insurance.&nbsp; Flood insurance is also available for renters to cover the contents of their apartments and personal property. &nbsp;<\/span><\/p>\n<p><span style=\"font-family:arial,sans-serif\">The team at Idaho Select Insurance works with homeowners throughout the Meridian, ID area.&nbsp; They understand the needs of residents and can help you get the coverage you need.&nbsp; They will be happy to review your current homeowner&rsquo;s policy to ensure that you have the appropriate amount and types of coverage.&nbsp; Also, they can help you understand the amount of flooding risk your property has.&nbsp; They know the level of flood risk in the different Meridian ID areas, so they can help you identify your level of risk.&nbsp; They will also provide information on coverage options that are available to you.&nbsp; The team at Idaho Select Insurance are your partners.&nbsp; Get the information you need and the coverage you deserve.&nbsp; Call them today!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As homeowners, we purchase policies that protect us should an unexpected event damage or destroy our homes.&nbsp; However, we often do not consider purchasing flood insurance unless the mortgage lender requires it.&nbsp; Homeowners policies do not cover damage related to a flood event.&nbsp; To help citizens recover from floods, Congress created the National Flood Insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,9],"class_list":["post-85","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-idaho-select-insurance","tag-meridian-id"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/85","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=85"}],"version-history":[{"count":1,"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/85\/revisions"}],"predecessor-version":[{"id":86,"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/85\/revisions\/86"}],"wp:attachment":[{"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=85"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=85"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=85"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}