{"id":70,"date":"2017-10-17T02:00:00","date_gmt":"2017-10-17T14:00:00","guid":{"rendered":"http:\/\/www.idahoselectinsurance.com\/blog\/?p=70"},"modified":"2017-10-16T11:03:29","modified_gmt":"2017-10-16T17:03:29","slug":"how-does-umbrella-insurance-protect-me","status":"publish","type":"post","link":"https:\/\/www.idahoselectinsurance.com\/blog\/how-does-umbrella-insurance-protect-me\/","title":{"rendered":"How Does Umbrella Insurance Protect Me?"},"content":{"rendered":"<p><span style=\"color:windowtext; font-family:arial,sans-serif\">When you purchase a home or car, you immediately secure appropriate insurance for these assets to protect against accident damage or any resulting liability.&nbsp;In the Meridian, ID area, your Idaho Select Insurance will also talk with you about adding umbrella insurance.&nbsp;Umbrella insurance policies provide an additional level of coverage that goes into effect when you really need it most.&nbsp; <\/span><\/p>\n<p><span style=\"color:windowtext; font-family:arial,sans-serif\">If there is a car accident where you are deemed liable, the injured party can sue for damages and medical expenses.&nbsp;The same holds true if someone is injured at your home due to your negligence.&nbsp;While your homeowner&rsquo;s policy and car insurance policy will provide monies in these situations, the amount of the damages can be greater than the policy&rsquo;s limits.&nbsp;You will be responsible for any amount over the coverage limit.&nbsp;In cases where there are significant medical expenses and\/or legal fees, the impact to your assets will be great.&nbsp; In these circumstances, it is important to have an appropriate umbrella policy in place.&nbsp;For instance, if someone is injured in your home and you are deemed negligent, your homeowner&rsquo;s policy may state that the coverage limit is $350,000. If the medical expenses and legal fees amount to $500,000, an umbrella policy will go into effect and cover the additional costs.&nbsp;This type of coverage can significantly protect a family&rsquo;s assets.&nbsp; <\/span><\/p>\n<p><span style=\"color:windowtext; font-family:arial,sans-serif\">Also, umbrella policies can cover special events such as libel or slander cases that other policies do not.&nbsp;Your agent at Idaho Select Insurance understands the needs of the residents the serve in the Meridian, ID area.&nbsp;They can help answer any questions and provide viable coverage options.&nbsp;Visit their website then give them a call today!&nbsp; <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you purchase a home or car, you immediately secure appropriate insurance for these assets to protect against accident damage or any resulting liability.&nbsp;In the Meridian, ID area, your Idaho Select Insurance will also talk with you about adding umbrella insurance.&nbsp;Umbrella insurance policies provide an additional level of coverage that goes into effect when you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,9],"class_list":["post-70","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-idaho-select-insurance","tag-meridian-id"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/70","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=70"}],"version-history":[{"count":1,"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/70\/revisions"}],"predecessor-version":[{"id":71,"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/70\/revisions\/71"}],"wp:attachment":[{"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=70"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=70"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.idahoselectinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=70"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}