{"id":269,"date":"2025-12-31T12:00:00","date_gmt":"2025-12-31T18:00:00","guid":{"rendered":"https:\/\/www.idahoselectinsurance.com\/blog\/?p=269"},"modified":"2025-12-16T13:08:05","modified_gmt":"2025-12-16T19:08:05","slug":"why-even-the-smallest-of-boats-should-be-insured","status":"publish","type":"post","link":"https:\/\/www.idahoselectinsurance.com\/blog\/why-even-the-smallest-of-boats-should-be-insured\/","title":{"rendered":"Why Even the Smallest of Boats Should Be Insured"},"content":{"rendered":"<p>If you own a small boat, you are undoubtedly tempted to sidestep insurance. After all, small vessels aren&rsquo;t worth nearly as much as large boats.&nbsp;<\/p>\n<p>However, there is also a strong argument to be made to insure boats, regardless of how small they are. Learn more from the professionals at Idaho Select Insurance.<\/p>\n<h2>Prepare for the Worst<\/h2>\n<p>It is often said that it is best to prepare for the worst and hope for the best. The adage holds true in the context of boating.<\/p>\n<p>Obtain boat insurance for your vessel and you&rsquo;ll have the reassurance necessary to hit the water with confidence. This way, if your boat is hit by another or if you mistakenly strike an object, you won&rsquo;t be in the hole for thousands or tens of thousands of dollars.<\/p>\n<h2>Consider the Requirements of Financing<\/h2>\n<p>Did you know that some boat lenders require that borrowers obtain insurance? The requirement is true for boats of all sizes.<\/p>\n<p>Even if you are financing a small percentage of the boat, you&rsquo;ll likely be required to obtain insurance. The logic in the requirement is that it provides a financial safety net in the event of a collision or other unfortunate event in or near Meridian, ID.<\/p>\n<h2>Accidents Occur on Boats of all Sizes<\/h2>\n<p>Even if your boat can accommodate merely one or two people, it should be insured. Boats of all lengths and widths can capsize, leak or collide with other vessels. There&rsquo;s also the chance of lightning striking your boat.<\/p>\n<p>Obtain insurance today and you&rsquo;ll hit the water without a worry. If anything bad happens, you&rsquo;ll pay a reasonable deductible and your insurance coverage will apply to the remaining cost of repair or replacement.<\/p>\n<h2>Get a Quote From Idaho Select Insurance<\/h2>\n<p>If you live in or near Meridian, ID, give us a call for your insurance quote.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you own a small boat, you are undoubtedly tempted to sidestep insurance. After all, small vessels aren&rsquo;t worth nearly as much as large boats.&nbsp; However, there is also a strong argument to be made to insure boats, regardless of how small they are. Learn more from the professionals at Idaho Select Insurance. Prepare for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[23,8,5,20,7],"class_list":["post-269","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-boat","tag-id","tag-idaho-select-insurance","tag-insurance","tag-meridian"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"If you own a small boat, you are undoubtedly tempted to sidestep insurance. After all, small vessels aren\u2019t worth nearly as much as large boats. However, there is also a strong argument to be made to insure boats, regardless of how small they are. Learn more from the professionals at Idaho Select Insurance. 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